Owning a boat or personal watercraft is a source of joy, but it also brings unique risks. Watercraft insurance ensures that your time on the water remains worry-free. Here’s what you need to know:
Comprehensive Coverage: Watercraft insurance protects against damage, theft, and liability for accidents involving your boat.
Protection for Personal Belongings: Policies often cover personal items aboard, such as fishing equipment and electronics.
Liability Coverage: Accidents on the water can lead to costly lawsuits. Liability coverage handles medical expenses and legal costs if you’re at fault.
Uninsured Boater Coverage: Not everyone on the water is insured. This coverage protects you if you’re hit by an uninsured boater.
Customizable Policies: From small fishing boats to luxury yachts, policies can be tailored to your specific needs.