Kamalinsurance

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Frequently Asked Questions

Personal Insurance

Do I need both home and flood insurance?
Most homeowners insurance policies do not cover flood damage. If you reside in a flood-prone area, we recommend obtaining separate flood insurance.
How can I lower my insurance premiums?
There are several strategies to lower your premiums, including bundling policies, increasing deductibles, and implementing safety measures. Contact us for personalized advice tailored to your needs

General Insurance

What types of insurance do you offer?

We offer a wide range of insurance products, including commercial general liability, property insurance, motorcycle insurance, watercraft insurance, flood insurance, and more. For a comprehensive list, please visit our Products page.

How do I get a quote?

You can obtain a quote by calling us at (209) 764-5232, visiting our office, or filling out our online quote request form.

Are you licensed to sell insurance in California?

Yes, Kamal Insurance Service is fully licensed to sell insurance in the state of California.

Commercial Insurance

Do I need commercial insurance for my small business?
Yes, most businesses, regardless of size, require some form of commercial insurance to protect against potential risks and liabilities.
What’s the difference between general liability and professional liability insurance?
General liability insurance covers third-party bodily injury and property damage, while professional liability insurance (also known as errors and omissions insurance) protects against claims arising from professional services or advice.

Claims

How do I file a claim?

You can file a claim by calling our claims hotline at (209) 764-5232 or emailing claims@kamalinsuranceservices.com. For more details, visit
our Claims Center.

How long does it take to process a claim?

The processing time for claims varies depending on their complexity. We aim to handle all claims promptly and efficiently

About Our Service

Do you offer 24/7 customer support?
Our office hours are Monday to Friday, from 9:00 AM to 5:00 PM. However, we offer 24/7 claims reporting for emergency situations.
Can you help me understand my current insurance policies?
Absolutely! We provide free insurance reviews to help you understand your current coverage and identify any gaps or opportunities for improvement.

If you have any additional questions, feel free to contact us at (209) 764-5232 or via email at kamalinsuranceservice@gmail.com.

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