Ensure your business is fully protected with this checklist:
General Liability Insurance: Covers accidents and lawsuits.
Property Insurance: Protects your physical assets.
Workers’ Compensation: Mandatory in most states; covers employee injuries.
Professional Liability Insurance: Essential for service-based businesses.
Cyber Liability Insurance: Protects against data breaches and cyberattacks.
Business Interruption Insurance: Covers lost income during unexpected shutdowns.
Specialized Coverage: Consider industry-specific policies, such as product liability or equipment breakdown insurance.