Kamalinsurance

Motorcycle Insurance 101: What Every Rider Needs to Know

Riding a motorcycle offers freedom, but it comes with risks. Motorcycle insurance is a necessity for riders. Here’s what to consider:

Mandatory Coverage: Most states require liability insurance. Understand your state’s minimum requirements and consider higher limits for added protection.
Collision and Comprehensive Coverage: These cover repairs or replacement if your bike is damaged in an accident, stolen, or affected by non-collision events like weather.
Uninsured/Underinsured Motorist Coverage: Protect yourself against drivers who lack sufficient insurance.
Accessory Coverage: Coverage for custom parts, gear, and accessories ensures your investments are protected.
Roadside Assistance: This optional add-on provides peace of mind during unexpected breakdowns.

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